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As of 11/28/23, customers have been notified that Digital Banking does not process interest-only payments at this time. Please contact your local branch to make interest-only payments. Any payments that will impact 2023 tax reporting must be processed by close of business on Friday, 12/29/2023. Learn more HERE.

 

Land Loans

Land Loans

Secure your parcel of paradise in the country with Farm Credit land financing. We make loans for lots, farmland, timberland, hunting tracts, land improvements and more!

Because we specialize in rural properties, our land loans are unique from other lenders and offer added flexibility. We offer long-term, fixed rate loans with no obligation to build within a certain time frame, no land survey requirement (unless title insurance exception) and best of all, Farm Credit is exempt from recordation tax, which means you save money on closing costs. Farm Credit land loans are a win-win! 

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Dreaming of wide open spaces?

If you're interested in bare land, we offer loans with the following features:

  • Competitively priced, fixed and variable rates
  • Flexible terms and payment schedules
  • No maximum acreage limitations
  • Flexibility if you want to use it for residential purposes

Considering construction? 

If you're looking to buy land to build your dream home on, we also offer lot loans with some of the following features:

  • Competitively priced, fixed and variable rates
  • No maximum loan amount
  • No maximum acreage limitation
  • Acceptance of manufactured housing
  • One-time closing for both land and construction loans

Before you start your application, let's get to know each other.